Assurant Xfinity Mobile Deductible – In this guide, I’ll explain everything you need to know about Xfinity Mobile before signing up. I want you to learn the ins and outs of Xfinity Mobile so you can make an informed decision about whether it’s the best place to spend your hard-earned money.
Get a home internet and unlimited phone plan for $70/month with a 2-year price lock. Includes home Internet with a speed of up to 400 Mbit/s.
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Xfinity Mobile is an MVNO launched in 2017 owned and operated by Comcast. Service is primarily provided by Verizon network towers with additional coverage provided by Xfinity WiFi hotspots.
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The phones can be set to automatically connect to Comcast Wi-Fi hotspots to provide data to subscribers. Wi-Fi calling is supported for iPhone and some Android devices.
Xfinity Internet subscribers are used to unlimited talk and text on Xfinity Mobile with 100MB of shared data for free. However, on August 1, 2019, Xfinity Mobile reconfigured its 2G wireless plans. 2G plan subscribers no longer get free unlimited talk and text or the first 100MB of shared data for free. Subscribers to the first generation plan are enrolled and can keep their plans at will.
In May 2020, Xfinity Mobile released another plan update. The base price of the By the Gig plan has been increased to $15 per month. However, subscribers to the plan will now have access to 5G data if they have a compatible phone and live in a 5G service area. Another important plan change to look out for when upgrading is that subscribers now have a higher priority for network access. Priority Access is now more compatible with those who subscribe to Verizon’s postpaid network. This means that during times of network congestion, such as in a packed stadium, By the Gig customers will receive faster data speeds compared to other providers that may use Verizon’s network for service.
Another plan update was released in April 2021. This update introduced multi-line discounts for the Xfinity Unlimited data plan.
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Xfinity Mobile offers two types of phone plans in general. A shared “By the Gig” plan and what the company calls “Unlimited Per Line” plans are available. The By the Gig shared plan is available in 3 different data options with the following prices:
The By the Gig plan allows a maximum of 10 lines. Each line receives unlimited calls and texts, and the data from the first line is used for all other lines.
Data in each plan is billed per gigabyte and rounded up to the next gigabyte. If a customer exceeds their By the Gig plan data limit, they will be billed $15 for each additional GB of data consumed. For billing purposes, Xfinity Mobile rounds up data usage to the next largest GB. So if a customer is on a 1GB plan and uses 1.5GB of data in a monthly billing cycle, they will have to pay $30 for their service that month. Similarly, if a customer subscribes to a 10GB shared plan and then continues to use 12.2GB of data during a monthly billing cycle, they will be charged for 13GB of data usage. The plan will then cost $105, $60 for the base plan plus $45 for an additional 3GB of data usage.
Xfinity Mobile customers can use tablets and smartwatches with their By the Gig plans. Each device will count as a line within the plan limit of 10 lines. Smartwatches and tablets get their data from By the Gig data sharing plans. Xfinity charges a $10 line access fee for tablets and smartwatches. Regular phone lines do not have to pay this fee.
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Xfinity Mobile’s “Unlimited Introductory Data” plan option costs $45 per line and, of course, includes unlimited talk, text, and data. Only the first 20GB of data is available at high speed before data speeds drop to a maximum of 1.5Mbps for downloads and 750kbps.
You can upgrade to an unlimited Xfinity Mobile “Plus” plan to get 30GB of high-speed data up to a cap and 5GB of full-speed mobile hotspot up to a cap of 600kbps. This plan includes premium priority data for faster data transfer speeds when the network is busy compared to the unlimited “provided” data plan.
The Xfinity Mobile Unlimited Premium plan includes 50GB of premium high-speed data, up to a limit, and 15GB of high-speed mobile hotspot, up to a limit.
Taxes and fees cost more with each plan type. Xfinity Mobile says it charges “regular redemption fees, additional fees and other applicable fees that may vary.”
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Xfinity Mobile offers discounts to customers when they add more lines to their plans, but only for the unlimited plan. Gig Subscribers do not receive a multi-line discount, but can add up to 9 additional lines to their plan at no extra charge. Customers can also combine and manage Gig and Unlimited plans in one account. Customers with 2 lines on the unlimited Intro plan pay $60 per month, customers with 3 lines pay $90, and customers with 4 lines pay $120. The Unlimited Plus plan is $40 per line for up to 4 lines, then $30 for each subsequent line. The Unlimited Premium plan is $50 per line for the first 5 lines and $40 per line after that.
In addition, international roaming is supported. However, they are more expensive and prices vary by country. Customers wishing to enable international roaming on their accounts must first contact Customer Service to submit a request. Subscribers must also have accounts in good standing and have paid at least the first billing cycle before enabling this feature.
According to Xfinity Mobile’s terms and conditions, subscribers accessing Xfinity Mobile over the 5G network can expect standard download speeds of approximately 450 Mbps and download speeds of approximately 50 Mbps. Network latency should be less than 30ms.
If using the service over 4G LTE, expect typical download speeds of between 5 and 12 Mbps. Download speeds are expected to reach 2 Mbps. Network latency should be less than 100ms.
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Xfinity Mobile plans have numerous limitations. Make sure you familiarize yourself with these restrictions so you don’t have any surprises after signing up for the service.
Xfinity Mobile is only available to those who also subscribe to Comcast’s Xfinity Internet, Xfinity TV, or Xfinity’s Voice prepaid services. If you subscribe to Xfinity Mobile and later cancel one of the other required services, you will be charged an additional $20 per line per month to maintain Xfinity Mobile service, regardless of which plan you subscribe to.
Different wireless providers and even people have different understandings of what an unlimited plan is. Here at , an unlimited plan is a plan that includes unlimited high-speed data during each billing cycle. By this definition, Xfinity Mobile does not have a truly unlimited data plan. Plans that Xfinity Mobile classifies as “unlimited” throttle data speeds to a maximum of 1.5 Mbps for downloads and 750 kbps for downloads for the remainder of the customer’s billing cycle after the high-speed data limit is reached.
The unlimited entry plan does not include access to the high-priority network. Therefore, during network congestion, customers may temporarily experience slower data transfer speeds. Customers who need a higher priority and therefore more stable data transfer speed on the network can upgrade to an unlimited Plus or Premium plan.
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Intro Unlimited Data Plan customers will receive 480p video streaming only with a 4G LTE device. When connected to a 4G LTE network using a 5G device, video streaming will be limited to 720p. When using a 5G device and connected to a 5G network, the video will be streamed in 4K. Customers who subscribe to the unlimited Plus or Premium service will receive streaming video with a minimum resolution of 720p and a maximum of 4K.
For Gig plan users, video is streamed in 720p over 4G LTE for smartphones and 1080p for tablets. It doesn’t matter if the phone supports 5G or not, but if it supports 5G, the video will stream in 4K when connected to a 5G network. Subscribers can enable data saving to reduce streaming to 480p resolution.
The speed of the mobile hotspot may also be limited depending on the tariff plan. If you sign up for Xfinity’s Intro Unlimited plan, you’ll have unlimited hotspot usage, but your speed will be limited to 600kbps. The Plus plan includes 5GB and the Premium plan includes 15GB before the cap starts. Gig customers are limited to 4G LTE data speeds.
Xfinity has 5G network access restrictions. Customers with access to the 5G network can only use the network for downloads. Downloading is done via 4G LTE.
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Despite the limitations of the Xfinity plan, Comcast managed to quickly grow its subscriber base after its launch. Comcast gains 380,000 Xfinity Mobile subscribers
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